Empire West Insurance Property & Casualty insurance is insurance on buildings, cars, and businesses. Technically, property insurance protects a person or business with an interest in physical property against its loss or the loss of its income-producing abilities. Casualty insurance mainly protects a person or business against legal liability for losses caused by injury to other people or damage to the property of others.
Empire West Insurance provides services for insurance companies that write the following lines of property/casualty insurance:
Commercial Lines
- automobile
- businessowners (property and liability combined for smaller commercial customers)
- capital assets (output policy)
- crime and fidelity
- electronic commerce
- employment-related practices liability
- equipment breakdown (formerly boiler and machinery)
- farm
- financial institutions
- general liability
- inland marine (diverse commercial goods and properties)
- management protection
- market segments
- medical-professional liability
- package policies (property and liability combined)
- property
- umbrella
- workers compensation
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