On a Stand Alone basis is the most common type of insurance. It will provide coverage (payment) to a third party for a claim (accident) you become legally liable for. This insurance will pay for bodily injury and/or property damage to an outside party that you’re your responsibility. These policies provide protection to the general public and others who are un-involved with your operations. Examples of this would be a painter who over-sprays onto a car or a client that stumbles on a loose rug in your office. Policies can range from small “Slip and Fall” and Business Owners Policies (BOP) for retail establishments and offices to large policies for Trade Contractors such as roofers, plumbers, concrete companies and transportation firms. Stand alone policies are a perfect fit for companies that do not need Pollution Liability, Professional Liability or other types of coverage that are commonly packaged together with General Liability. Empire West is a specialist in providing General Liability to construction firms, however we can help any commercial venture acquire low cost General Liability Insurance.
