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Environmental Liability Insurance

Businesses face new and historical environmental exposures that can damage lives, property and company reputations. Some are visible, like the chemicals used in a manufacturing process, and some are hidden, like the leakage from tanks that can contaminate a property. They can be sudden or gradually occurring over time. No business today can risk being inadequately protected against such environmental threats.

Empire West has an experienced team of who specialize in environmental risk related insurance Our environmental liability coverageis tailored to the needs of businesses such as manufacturers, laboratories, colleges and contractors.

Here is a list of the business classes we wrtite policies for:


  • Metals
  • Heating Equipment, except Electric & Warm Air Furnaces
  • Fabricated Structural Metal Products
  • Sheet Metal Work
  • Metal Stampings,
  • Fabricated Metal Products,
  • Farm Machinery & Equipment
  • Construction Machinery & Equipment
  • Special Industry Machinery,
  • Pumps & Pumping Equipment
  • General Industrial Machinery,
  • Service Industry Machinery,
  • Industrial & Commercial Machinery & Equipment,
  • Motor Vehicles & Passenger Car Bodies
  • Motor Vehicle Parts & Accessories
  • Truck Trailers
  • Industrial Machinery & Equipment


  • Crushed & Broken Limestone
  • Construction Sand & Gravel
  • Glass Products, Made of Purchased Glass
  • Brick & Structural Clay Tile
  • Concrete Block & Brick
  • Concrete Products, Except Block & Brick
  • Ready-Mix Concrete
  • Cut Stone & Stone Products
  • Abrasive Products
  • Minerals & Earths, Ground or Otherwise Treated


  • Sausages & Other Prepared Meats
  • Natural, Processed & Imitation Cheese
  • Ice Cream & Frozen Desserts
  • Canned Specialties
  • Canned Fruits, Vegetables, Preserves, Jams & Jellies
  • Frozen Specialties, NEC
  • Bread & Other Bakery Products,
  • except Cookies & Crackers
  • Candy & Other Confectionery Products
  • Fresh or Frozen Prepared Fish & Seafood
  • Food Preparations, NEC

Medical Technology

  • In Vitro and In Vivo Diagnostic Substances
  • Biological Products except Diagnostic Substances
  • Laboratory Apparatus and Furniture
  • Laboratory Analytical Instruments
  • Surgical and Medical Instruments & Apparatus
  • Orthopedic, Prosthetic, and Surgical Appliances and Supplies
  • Dental Equipment and Supplies
  • X-Ray Apparatus and Tubes
  • and Related Irradiation Apparatus
  • Electromedical and Electrotherapeutic Apparatus
  • Medical, Dental, and Hospital Equipment and Supplies
  • Commercial, Physical and Biological Research
  • Noncommercial Research Organizations


  • Broad Woven Fabric Mills, Cotton
  • Broad Woven Fabric Mills,
  • Man-made Fiber & Silk
  • Narrow Fabric & Other Small Wares Mills
  • Lace & Warp Knit Fabric Mills
  • Carpets & Rugs
  • Men’s & Boys’ Work Clothing
  • House Furnishings, except Curtains & Draperies
  • Canvas & Related Products

We keep up-to-date with changing federal and state regulations and help protect against environmental exposures and the costly pollution clean-up costs and lawsuits they can generate.